Help Save Money

Side Hustles, Savings & Deals.

This Week's Roundup.

Here's your weekly dose of money-making ideas, savings tips, and deals I've been loving. Let's get into it

THIS WEEK'S TOP DEALS

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Get £25 Back on Your Normal Online Shopping

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If you’ve got any online shopping to do (clothes, gifts, travel bits, toiletries), this is such an easy one.

Rakuten have boosted their welcome offer again, which means:

👉 Spend £50 online
👉 Get £25 bonus cashback
👉 Plus the normal cashback on top

spend £50(exc. VAT) across multiple brands (besides Amazon), making more than one purchase up to the minimum spend.

How it works:

• Sign up here: https://www.rakuten.co.uk/r/GEMCLO?eeid=45830​
• Spend £50 minimum (excluding VAT & postage) within 90 days
• The spend can be across multiple shops
• You’ll receive the £25 bonus + standard cashback
• Cashback is paid automatically to your PayPal or bank account on the 15th of the month

If you were going to buy things anyway, make sure you click through Rakuten first.

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£5 Free Towards Your Mortgage

If you’ve got a mortgage, this one is clever.

Sprive is a cashback gift card app, but instead of sending cashback to your bank account, it sends it directly to your mortgage as an overpayment.

Overpaying even small amounts can:

• Reduce the interest you pay
• Shorten your mortgage term
• Potentially save you thousands over time

New users can get:

£5 bonus instantly

Here’s how:

• Download here: https://linkprod.sprive.com/refer?code=61QFJDIV​
• Enter code: 61QFJDIV
• Buy your first cashback gift card
• Your £5 bonus is added instantly

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SIDE HUSTLES I'M LOVING RIGHT NOW

• ​User Interviews. Got an opinion? Get paid £30-£100+ per session to share it with brands and researchers. Flexible and worth the sign-up. Ive just made a reel all about User Interviews over on my Insta if you want to take a look!
• ​Respondent. Another platform that you can apply for studies and get paid for your opinion.
• ​Babysitting. I use the app Bubble and childcare.com to find jobs, and also word of mouth.

If you want to get started on doing market research, I have a full ebook with the sites I use and links to sign up below!

Money Fact of the Week

If you overpay your mortgage by just £50 a month on a £150,000 mortgage at 5% interest, you could save over £10,000 in interest and cut years off your term.

This is why I’m such a fan of “tiny wins done consistently”.

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MONEY NEWS YOU SHOULD KNOW

• Premium Bonds prize rate drops in April, going from 3.6% to 3.3%. If you're a basic rate taxpayer, you might earn more in a regular savings account now. Worth reviewing!
• Zopa's regular saver quietly cut, it's now 6 months instead of 12, which nearly halves your interest. If you're not already locked in, look at 12-month options elsewhere paying 6.25-7%.

That's all for this week!

If any of these tips help you save or earn a bit extra, hit reply and let me know. I love hearing your wins.